Tanzania Women’s Bank Jobs (12 Vacancies)

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PRODUCT SPECIALIST: SALARIED LOANSJOB TITLE: PRODUCT
SPECIALIST: SALARIED LOANS.
DEPARTMENT: CREDIT REPORTING TO: PRODUCT MANAGER: SALARIED LOANS
JOB SUMMARY: Responsible for all control activities that have to be done before and after disbursement of facilities to customers
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of Bachelor’s Degree in Commerce, Business Administration, and Finance, Accounting or equivalent subject qualification from a recognized institution. She/he must have at least 4 years of experience in salary backed loans.
The soft skills needed are desire and enthusiasm to exceed sales target without compromising internal controls, innovation and creativity in designed salaried loans packages, communication and interpersonal skills, and analytical skills.
RESPONSIBILITIES AND DUTIES:
• Receive all prepared upload/deduction sheet from branch credit officers and Salaried Backed Loans sales team for review, compilation and submitting to responsible employer for uploading them in Lawson system;
• Collecting the submitted upload/deduction sheet from employer and sort out the successful and the unsuccessful ones;
• Receive and managing detailed repayment files from the treasury;
• Tracking the upload sheet amount and sort out any irregularity;
• Maintaining upload/deduction track sheet register by doing regular checks on daily basis;
• Share detailed feedback to zonal loan supervisor, branch credit officers and recovery team for further actions;
• Initiate and propose recovery measures that has to be taken for the unpaid installments;
• liaise between TWB and Lawson teams in all government institutions;
• Daily follow up of arrears report and immediately preparation of returns to employers for deductions;
• Preparing Classification of Loans report and internal credit reports on timely basis;
• Following up death/burial certificate for diseased customer from employer or family member, initiating insurance claim form and advise Branch Manager to request freezing of interests;
• Perform any other duties as may be assigned by the Head of Department
JOB TITLE: CONTROL AND QUALITY ASSURANCE ANALYST
DEPARTMENT: INNOVATION AND OPERATIONS REPORTING TO: MANAGER, OPERATIONS
JOB SUMMARY: Responsible for ensuring that TWB Credit, Customer and Cash Operations complies with all applicable legal, regulatory and operational risk requirements to minimize the risks which may result from non-compliance to operational policies and procedures.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of Bachelor Degree in Commerce, Business Administration, Accounting or equivalent subject from a recognized institution. She/he must have 2 years of experience as a Risk, Audit or Internal Control Officer in a Bank or Financial Institution. Demonstrative experience of branch operations of at least 3 years will be considered. Of added advantage will be credit monitoring/supervision/ inspection experience in commercial banking. The candidate must possess competence in risk and control skills, understanding of legislations relating to Banks and Financial Institutions in Tanzania.
The position requires competence in communication and reporting skills, interpersonal skills, positive attitude, ownership and accountability, as well as analytical and problem-solving skills.
RESPONSIBILITIES AND DUTIES:
• Ensure all MB branches and service centers comply with the banks policies and procedures through surprise visits and also regular testing and assessments;
• Update and maintain the Branch Operations Risk Registers on a monthly basis, to cover the principal risks;
• Use of internal control checklist(ICC) to assess credit, cash and customer operation effectiveness;
• Work with Branch and Service Center Managers to develop corrective action items for adverse or improvement findings and agreed target closure terms and timelines;
• Keep and maintain a tracker-register of all issues captured in the scope of the Branch Operations space and follow up with
• Respective Branch Management to ensure that actions and timelines will be met. Escalate overdue items to the Head of Operations and IT;
• Compile a risk-control assessment report showing test results, outstanding actions and issues for the Head of Operations and
• IT on quarterly basis and present the content of the report to the operations Committee;
• Checking on compliance of branches to the approved pre- disbursement terms and conditions;
• Identify potentials for credit multi practices that results in booking ghost loans and general credit fraud at our branches and business center;
• Perform any other duties as may be assigned by the Manager, Operations.
PRODUCT SPECIALIST: BANCASSURANCE
JOB TITLE: PRODUCT SPECIALIST: BANCASSURANCE
DEPARTMENT: CREDIT REPORTING TO: HEAD OF CREDIT
JOB SUMMARY: Responsible for formulating sound and appropriate policies and procedures that will stimulate insurance Business for women in the bank to ensure that efficient and cost effective insurance services are provided to customers and to the general public through the bank’s networks.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of a Bachelor Degree/Advanced Diploma in Risk Management and Insurance. Certified Insurance Professional Certificate will be of an added advantage. She/he must have at least 3 years of working experience in insurance business with proven understanding of insurance laws and regulations of the country.
This position requires high levels of faithfulness and integrity. The candidate should be smart and decisive. She/he must have analytical skills to identify risks and formulate insurance packages for women groups. Marketing and Customer Services skills with ability to cross-sale are also key required skills.
KEY RESPONSIBILITIES AND DUTIES
• Design tailored insurance products for women.
• Review the existing customer products with an aim of improving the product propositions by embedding insurance products:
• Ensure the development of insurance agency policies and Manual and thereafter initiate regular review in line with the annual plans and with the changing business climate;
• Systematic plan and implement the rollout of insurance agency business to all branches in line with the annual plans;
• Ensure that there is adequate insurance cover for all customers mortgaged properties/collaterals covering loans and overdrafts, on a daily basis;
• Ensure that The Insurance Agency business of the bank is marketed/promoted aggressively in order to attract customers, in line with the annual plans;
• Ensure that premiums are collected and remitted to the Brokers within time of the day in which cover under the policy incepted or the date on which the policy is renewable or in which an endorsement was made, as stipulated in the Insurance Regulations;
• Vigorous follow up of claims of the bank and customers lodged, through our Brokers, with insurers and ensure that they are promptly paid by the insurance company;
• Supervise work of all staff within the Insurance Department;
• Perform any other duties as may be assigned by Head of Department
PRODUCT SPECIALIST; LEASING FINANCING
JOB TITLE: PRODUCT SPECIALIST: LEASING FINANCING
DEPARTMENT: CONSUMER AND BUSINESS BANKING REPORTING TO: PRODUCT MANAGER: ASSET FINANCING
JOB SUMMARY:
As part of women empowerment through industrialization the role will aim at enabling women in informal sector to access more and better production machinery and/or equipment to improve turnover and eventually turnover. For example enable smallholders to acquire irrigation facilities, agricultural machines and small to medium agro processing facilities through lease finance for increasing agricultural production.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must hold a Bachelor Degree/Advanced Diploma in Finance, Economics or Property Management. Possession of MBA, ACCA, and other related Professional Certification will be of an added advantage. She/ he must have at least 2 years working experience in leasing or marketing of Hire Purchase products and/or other related financial products.
The job requires interpersonal skills, self-motivation and networking skills. Other skills include research skills, desire to exceed sales targets through innovation and creative means, and competence in communication skills both oral and written.
KEY RESPONSIBILITIES AND DUTIES:
• Conduct market research and explore potential machine and equipment to support women in small business;
• Handle leasing administration works of all related leasing matters, including preparation of offer, leasing agreement and monthly payments;
• Assist Management to handle all leasing, sale & purchase transactions and scrutinize relevant legal document and familiar with related procedures;
• Prepare reports, presentations and transaction approval papers;
• Manage and ensure the service and deliverables in compliance with the Bank in-house guidelines and policies.
• Perform any other duties as may be assigned by Product Manager
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CREDIT ADMINISTRATOR
JOB TITLE: CREDIT ADMINISTRATOR
DEPARTMENT: CREDIT REPORTING TO: HEAD OF CREDIT
JOB SUMMARY:
Responsible for managing and ensuring credit files are kept in order and secured. The role enhances smooth administration of credit including updated registry of credit.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of Bachelor Degree/Advanced Diploma in accounting with at least 3 years’ experience in credit department preferably in banking sector or financial institution. She/he must have proven knowledge of Banker’s Realm Accounting System.
Skills required for this post include computer software skills in particular Microsoft Office Excel, ability to learn new software for data management, and capacity to carry out multiple tasks simultaneously.
RESPONSIBILITIES AND DUTIES:
• Preparation of bank credit reports and Custodian of all Bank Collaterals;
• Keep and maintain a clean & well-arranged collateral custody room;
• Proper control of the collateral custody room keys;
• Receive & issue securities to authorized persons i.e. clients who have finished the loans (after verifying in the system),
• When the security is needed by management/auditor/branch level for official use;
• Preparation of end-month provision report;
• Register any security issued or received and the reason for such order in the register book. Make follow up to any security issued out for official use;
• Crosscheck whether the loan conditions have been fulfilled before disbursement of the loan;
• Confirm the availability of the loan security, and Mortgage of securities;
• Review loan & Guarantee application;
• Perform any relevant duties as may be assigned by the supervisor.
MANAGER, HUMAN CAPITAL
JOB TITLE: MANAGER, HUMAN CAPITAL
DEPARTMENT: FINANCE AND ADMINISTRATION REPORTS TO.: HEAD OF FINANCE AND ADMINISTRATION
JOB SUMMARY: Responsible for initiating, developing and ensuring the implementation of appropriate Human Resources and Administration policies and procedures to ensure that the bank attracts, motivates and retains the right caliber staff, facilitating the alignment of TWB’s organization, people and culture 1’0 its strategic business plan, through the provision of services in all aspects of Human Resources Management.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of Bachelor Degree in Human Resources Management /Public Administration flaw or related subject from a recognized institution. She/tie must have at least 7 years of experience of which 5 must be in senior/managerial human resources position.
Soft skills required for this post include highest degree of integrity, compassion, and well-developed leadership skills. Performance management and team coaching are also required competence for this job. The candidate must have proven ability of communication skills.
RESPONSIBILITIES AND DUTIES:
• Develop appropriate human resource/administration policies and procedures and ensure their effective implementation;
• Prepare budget in area of influence, obtain approval and control expenditure within budget;
• Monitor the compensation and benefits trends in the market to ensure bank’s benefits are fair and consistent and advice management accordingly;
• Prepare recruitment plans, coordinate the recruitment, induction, placement and overall manpower planning for the bank;
• Coordinate the performance management system of the bank and ensure its implementation by all business units;
• Guide management and staff on all matters relating to industrial employee relations;
• Coordinate the capacity building strategies for the bank and monitor bank’s training programs;
• Manage the Employee Wellness Program (EWP) including medical programmes of the bank’s employees and their dependents;
• Prepare Monthly, Quarterly and Annual Human Resources Reports;
• Review work performance of staff in the directorate including their development and welfare in line with the bank’s policies and objectives;
• Perform any other duties as may be assigned by the Head of Department.
JOB TITLE: DIRECT SALES AGENTS CDSA)
DEPARTMENT: CONSUMER AND BUSINESS BANKING REPORTS TO: PRODUCT MANAGER – SALARY BACKED LOAN
CONTRACT: ON COMMISSION BASIS
JOB SUMMARY:
Represents the frontline sales and service force in the field acting on behalf of TWB. The position entirely focused on customer acquisition by selling of salary backed loans and deposit mobilization
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must be a holder of Bachelor Degree/Advanced Diploma in accounting with at least 1 years’ experience in credit department preferably in banking sector or financial institution.
This position requires high levels of faithfulness and integrity. The candidate should be smart and decisive. She/he must have analy1ical skills to identify risks and formulate insurance packages for women group Marketing and Customer Services skills with ability to cross-sale are also key required skills.
DUTIES AND RESPONSIBILITIES.
• Cross selling of tailored Salary Backed Loan product to women employees of both public and private institutions by describing product features, requirements and benefits of Salary Backed
• Loans product to customers.
• Participating in all sales and activations activities as organized by branches or that are being organized by Salaried Loans product Manager.
• Recruiting, receiving customer application documents, advising on the amount of loan that one call qualify and preparation of upload sheet for qualified customer
• Doing market intelligence within industries to establish strategies and executed by our competitor to service the women segment.
• Preparation of daily sales report for the branch and submit it to branch manager and SBL sales champion for recording purposes and future actions.
• Preparing loan applications register for his/her branch and maintain the record for loan tracking purposes.
• Preparing upload sheets and submit it to control and monitoring officer/supervisor ready for sending to employer to affect them in Lawson system.
• Receiving and recording all successful and unsuccessful uploads shared by control and monitoring officer from Lawson team.
• Ensuring smooth flow of work and providing high quality personal services to customers.
• Mobilizing and identifying government institutions for business expansion
• Verification of applications forms to the employer, verification of customers’ information entered to the system.
• Daily follow up of arrears report and immediately preparation of returns to employers for deductions.
• Cross checking portfolio once the upload is finished to ensure all customers’ deductions are passed successful.
• Perform any other duties as may be assigned by the Line Manager,
DIGITAL AND CONSUMER INSIGHT OFFICER
JOB TITLE: DIGITAL AND CONSUMER INSIGHT OFFICER
DEPARTMENT: CONSUMER AND BUSINESS BANKING REPORTING TO: HEAD OF CONSUMER AND BUSINESS BANKING
JOB SUMMARY: Responsible for planning and overseeing the gender based marketing initiatives on products and services.
QUALIFICATIONS AND SKILLS REQUIREMENTS
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The candidate must hold a Bachelor Degrees in Business Administration, Marketing, Graphic Designing or Communications from a recognized institution. She/he must have minimum of 2 to 3 years of experience in marketing at a financial institution. Experience in working with digital media and knowledge of legal web management are of added advantage.
The soft skills required for this job include proven ability to interact and influence multiple sales channels, excellent communication skills, passionate about working with community-based projects and flexibility to work out of non-bank hours as need may arise.
The applicant must show enthusiasm to work for women empowerment and innovative to use digital space in reaching out women from different angles and areas in the country.
RESPONSIBILITIES AND DUTIES:
• Organize and attend marketing activities and events to raise the Bank’s Brand Awareness;
• Plan advertising and promotional campaigns for products and services on a variety of media (Social, Print, etc.);
• Manage online marketing end communications activities of the Bank’s Products and Services;
• Ensure the content across in websites page, Facebook, Instagram is well-written, and utilized effectively to meet the Banks Marketing Strategy;
• Prepare Content for the publication of marketing and oversee distribution;
• Conduct market research to identify opportunities by listening, collect feedback from consumers and provide recommendations forbusiness growth;
• Ensure the Bank’s website pages and digital content (including Video) always is updated and appropriate;
• Market the Bank by creating awareness on the products and services offered and promote cross selling by tacking all marketing and sales data, Maintain sales performance statistics and prepare reports for management usage;
• Oversees the creative development of promotional materials, website content’,’ advertisements, and other marketing-related projects; .
• Work closely with various media buyers, advertising agencies, printers, and other services to help our marketing projects come to achievement;
• Perform any other relevant duties as may be assigned by the Recovery Manager.
RECOVERY OFFICER
JOB TITLE: RECOVERY OFFICER
DEPARTMENT: CREDIT MANAGEMENT REPORTING TO: RECOVERY MANAGER
JOB SUMMARY: Responsible for providing leadership in management and administration of credit recovery functions.
QUALIFICATIONS AND SKILLS REQUIRED:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The applicant must be a holder of Bachelor Degree/Advanced Diploma in Banking, Economics, or Finance Accounting with minimum 3 years of banking experience in credit administration.
Soft skills required for this job includes communication (oral and listening) skills, persistence, independent judgment, and ability to address with multiple cases simultaneously.
RESPONSIBILITIES AND DUTIES:
• Update the list of recovery case/accounts every after quarterly loan classification or wherever the loan deteriorates. Applies to both list of classified and charge off loan;
• Review and prepare recovery appraisal reports and recovery strategy reports for every cases on daily basis;
• Oversee the implementation of approved recovery strategies by the Recovery Manager;
• Recover through sale of assets or securities;
• Visit and follow-up defaulters to sensitize, encourage and pursue them to pay their Debts;
• Review and prepare recovery appraisal and recovery strategy for negotiated loans for Management approval;
• Verify fully paid accounts and bid prices and recommend for the discharge of mortgage securities for fully repaid loan and transfer of sold properties respectively;
• Follow- up execution of court cases and decrees;
• Manage and control of debt collection agents of the bank, i.e. Valuers, Auctioneers, Debt Collectors;
• Create and maintain a list of sold or foreclosed properties of defaulters of the Bank;
• Perform any other relevant duties as may be assigned by the Recovery Manager.
MANAGER OF RISK MANAGEMENT
JOB TITLE: MANAGER RISK MANAGEMENT AND COMPLIANCE
DEPARTMENT: RISK MANAGEMENT AND COMPLIANCE REPORTING TO: MANAGING DIRECTOR
JOB SUMMARY: Responsible for coordination of risks management functions in the bank as well as ensuring compliance to the gender aspect of the bank.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
The applicant must be a holder of a Bachelor Degree in Business, Finance, Economics, and/or related subjects from a recognized institution. CPA (T), ACII, CISA, CRISC, and/or MBA are of an added advantage. The candidate should have background on Compliance and Knowledge of Fraud Detection Systems as well as knowledge on Anti-Money Laundering and Combating the Financial Terrorism (AMLICTF) Guidelines. For this position, the applicant must have 6 years of experience in banking risk management functions.
Soft skills required for this position include research skills, innovation and readiness to learn. Flexibility and readiness to working in emergency and non-work hours as need may arise, confidence and leadership skills are also key skills required for this job.
RESPONSIBILITIES AND DUTIES:
• Develop the Enterprise Risk Management Policy for the Bank;
• Guiding Integration of Enterprise Risk Management with other organizational planning and management activities;
• Liaise with Departmental Heads in ensuring completion of quality departmental risk registers;
• Identify training needs for Risk Management and oversee development of enterprise risk competence and awareness across the company;
• Evaluate the adequacy of the Bank’s internal control framework in addressing risks and accomplishing the bank’s goals and objectives;
• Work with Board Audit, Risk and Compliance Committee in ensuring the identification and prioritization of risk and reporting of the same;
• Proactively identify emerging risks and report to the relevant stakeholders;
• Develop Risk Management system and train departmental risk champions
• Test the effectiveness of cascading Risk Management approach to business decision making;
• Attend Board Audit, Risk and Compliance Committee meetings;
• Perform any other duties as may be assigned by the Managing Director.
HEAD OF INTERNAL AUDIT
JOB TITLE: HEAD OF INTERNAL AUDIT
DEPARTMENT:AUDIT REPORTING TO: BOARD AUDIT, RISK, AND COMPLIANCE COMMITTEE AND TO THE MANAGING DIRECTOR
JOB SUMMARY:
Responsible for auditing Head Office departments and branches and preparations of Audit Report for the Board of Directors in accordance to the Bank’s Procedures and Policies as well as Good Corporate Governance.
QUALIFICATIONS AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the Soft skills are based on attitudes and related competencies.
For the technical skills, the applicant must a holder of CPA (T) or, equivalent and should possess a Bachelor Degree in Accounting and/ or Business Studies. Minimum required experience in 5 years in audit, functions preferably from a banking sector. The candidate must have extensive banking knowledge, and risk management techniques in banking institutions knowledge. Competence in Audit Information Systems and Banker’s Realm Accounting Systems is of an added advantage.
The soft skills required include proven excellent skills in written and oral communication. The candidate must be reliable and trustworthy. Having independent judgment is key to this job.
RESPONSIBILITIES AND DUTIES:
• Carry out audit of Head Office departments and branches as per the audit plan.
• Prepare quarterly audit report for submission to Board of
• Directors and to External Auditors upon request.
• Examine and report on the institution’s internal controls for better management of the resources.
• Efficient administration of the Internal Audit department.
• Appraises staff performance in the Internal Audit department.
• Formulates and recommends long term and short term plans of the Audit Department.
• Prepares work programmers for the Audit Department for submission to the Audit Committee of the Board of Directors for Approval;
• Examine and assess adequacy of risk management systems of the institution and report to the relevant authority;
• Perform independent system risk assessment of the bank;
• Perform any other duties as may be assigned by the Board of Directors and/or the Managing Director.
FINANCIAL ANALYST
JOB TITLE: FINANCIAL ANALYST
DEPARTMENT: FINANCE & TREASURY REPORTING TO: HEAD OF FINANCE &TREASURY
JOB SUMMARY: Responsible for improving the financial status of the Bank by analyzing results, monitoring variances, identifying trends, comparing and analyzing actual results with plans and forecasts and recommending actions to management.
QUALIFICATION AND SKILLS REQUIREMENTS:
The applicant must possess both technical and soft skills to obtain this job. The technical skills should be supported by academic qualification and experience while the soft skills are based on attitudes and related competencies.
For the technical skills, the applicant must possess Bachelor Degree in Accounting, Finance, or Economics from a recognized institution. CPA is an added advantage. The applicant must have 3 years’ experience in Banking Sector or from an equivalent financial institution. Proven competence in Software Packages for Financial Analysis, Accounting, and other relevant Microsoft Office (Excel and Access) is a must.
The applicant should demonstrate soft skills such as positive attitudes to work, readiness to learn, communication and writing skills. Innovation and creativity in initiating and managing multiple projects to completion are necessary skills for this job.
RESPONSIBILITIES AND DUTIES:
• Track expenses and revenues vs. budget and reforecast and analyze fluctuations.
• Prepare, review and distribute monthly management reports;
• Prepare quarterly opera mg reports;
• Manage the general ledger with focus on risk management in particular the accounts payables;
• Prepare financial reports with reliable conclusions that management can use to implement more effective operational strategies:
• Forecast» models for revenue changes and expenditure increases/decreases.
• Evaluate profit and cost efficiencies in various areas of the organization as needed;
• Develop, maintain and distribute financial models as needed;
• Perform any other duties as may be assigned and/or assigned by the Head of the Department and/or Managing Director.
Interested candidates should send their CV and copies of professional certificates with a cover letter explaining why they are suitable for the post to the address below by 13th November 2017.
This advertisement can also be accessed on our Website: www.womensbank.co.tz or and any of our social networks accounts.
Applications should be addressed to:
Managing Director,
Tanzania Women’s Bank Plc,
Karimjee Jivanjee Building 1st Floor,
Opposite Old Post DART Bus stop,
P.O. Box 72604,
Dar es Salaam.
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“FEMALE CANDIDATES WILL BE HIGHLY CONSIDERED”
Dr.Galus Tarimo
Dr. Galus is a Medical Doctor who is licensed, registered, and allowed to practice medicine as a General Practitioner by the Medical Council of Tanganyika (in Tanzania). A master’s degree student enrolled at WU-California pursuing an MBA in Healthcare Administration. Dr. Galus has more than 4 years of experience in Blogging, Copywriting, and Search Engine Optimization (Google SEO) based on healthcare-related articles, financial market analysis, and educational content