12 Jobs Opportunities at MUCOBA Bank, Bank Tellers

MUCOBA Bank PLC, formerly known as Mufindi Community Bank LTD (MuCoBa) is the oldest community bank in Tanzania incorporated in December 1998 and licensed by Bank of Tanzania (BOT) in May 1999 to offer banking services to the communities of Mufindi and neighboring districts. It opened its doors to the public in June 1999. The Bank, with its Head Office in Mafinga, offers banking services to the community of Iringa region and its neighbouring region of Mbeya at Mbalali District. Therefore Mucoba Bank Pic is now inviting applications from suitable qualified and self- motivated Tanzanians with high personal integrity to apply for the following positions:

ASSISTANT CREDIT OFFICERS (7 posts)

The following shall be the main duties and responsibilities to be accomplished by a successful candidate on day to day:

Reporting to Credit supervisors or Credit manager
To mobilize deposits and loans from clients
To conduct training to clients for group loans
To disburse loans to well-trained groups and individuals
To ensure loan repayment is done timely by close monitoring of the portfolio
To conduct loan recoveries to nonperforming loans
To prepare and analyse loan documents
To conduct K.Y.C before disbursing loans
To ensure there is proper record keeping and documentation
To prepare daily collection and disbursement reports and be submitted to supervisor and credit manager
To manage Non Performing Loans so as to be within regulatory minimum requirement
To perform any other duties as may be assigned by higher authority

Qualifications

Holder of Diploma or Certificate preferably in General Agriculture, Business Administration, Education, Community Development, Finance or equivalent from recognized Institutions
Computer literacy and data entry knowledge and to be updated with new technology
Customer care skills and fluent in English and Kiswahili both written and spoken
Experience in microfinance lending will be an added advantage

Attributes

Decisive
Confidentiality
Hard worker and Team player
Must demonstrate honesty, integrity and transparency
Effective in time management
Creative and ability to take initiatives

Remuneration

A competitive remuneration package will be offered to qualified candidates depending on qualifications and experience.

Commitment

The selected candidate should be committed and ready to work in rural areas

MODE OF APPLICATION

Application letters with CV, copies of relevant certificates and contacts of at least three referees should be sent to undersigned by 1st October 2019

THE GENERAL MANAGER
MUCOBA BANK PLC
P.O.BOX 147
MAFINGA

Or Through the following email address:
[email protected]

Only short listed candidates will be contacted.

BANK TELLERS (5 Posts)

The following will be the main duties and responsibilities to be accomplished by a successful candidate on a day to day:

Responsible to the Branch Manager and Supervisor for those who shall be allocated to the Service Delivery Center
Receiving cash from and paying cash to clients
Booking all transactions in a cash book immediately after paying or receiving cash
Verify and Balancing of all transactions at every end of the day
Providing information to clients on banking services in order to improve customer services
To make sure that all source documents used are filed properly kept
To control customers5 savings passbook and ledgers during transactions
To make sure that teller’s place is always clean
To make sure that the source documents to be used by customers on daily operations are available before start of day.
To co-operate with Internal auditor, External auditor, BOT Officials, Senior managers and other staff members in order to improve banking operations especially in Cash
Cross-sells bank products by answering inquiries; informing customers of new services and product and ascertaining customers’ needs
Reconciles cash drawers by proving cash transactions; counting and packaging currency and coins; reconciling loans and other transactions; turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency
Maintains customer confidence and protects bank operations by keeping information confidential
To perform any other duties as may be assigned by higher authority.

Qualification

Holder of Diploma or Certificate preferably in Business Administration, Education, Community Development, Finance or equivalent from recognized institutions
Computer literacy and data entry knowledge and to be updated with new technology
Customer care skills and fluent in English and Kiswahili both written and spoken